Need A Car - Can't Get Credit?

CLS Finance Ltd

The UK based car finance company that each year helps 1000's of consumers who have been refused by mainstream lenders for a car loan.

Why choose us?

We understand that despite having had some bad credit you still have the same essential transportation needs as everyone else. That's why more and more people choose us to help them to buy a car when others have said NO!

How do you get a car loan with us?

To apply for a car loan with us you need to submit your application through one of our approved car sales partners. They are based throughout the UK, so there is one near you. All the cars they sell are ready for immediate delivery, which means that you will drive away in your new car the same day!

Select from the list below to find your nearest car sales partner and submit your on-line application:

What happens after you have been approved?

Once we have approved your car loan we will inform our car sales partner, who will pass the good news onto you and invite you to visit them to buy your new car.

Car sales partners

Our car sales partners' websites provide full details of how they will deal with you and important information about the loan that they will arrange for you. You should read the content of their website carefully so that you are fully informed.

What can you expect from us?

Our objective is to treat all of our customers fairly. Please read our TCF pages on this website.

How do I make a complaint?

You can make a complaint directly to us using the contact us page of this website. If you are happy with the service that we have provided we would also like to hear from you.

49.9% APR Representative
Choose from a wide selection of used cars

Choose from a wide selection of used car manufacturers